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Lower Interview Questions
& Process

Real candidates share what happened, how many rounds they had,
and how the experience turned out.

Based on 52 interview experiences · FREE TO READ

2.5 Rounds average
Average Typical difficulty
84.6% Positive experience

Which role are you interviewing for?

8 roles · 52 reports

Candidate interview experiences

First-hand accounts from people who interviewed at Lower.

Showing 4 of 52
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Mortgage Loan Officer

Sales · a year ago

Mid Average Positive experience Accept offer 3 rounds
Interview process
Recruiter call Technical screen Onsite Offer
Interview formats
Behavioral Technical Group Presentation

The interview process involved 3 interviews total. Two were virtual, and one was an in-person panel interview. The process was pretty relaxed and moved quickly. I got an offer a few days after the final interview.

Confirmed questions1 question
  • How would you respond if a borrower was offered a lower interest rate by someone else?
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Loan Officer

Sales · more than a year ago

Mid Easy Negative experience Accept offer 3 rounds
Interview process
Recruiter call Phone screen Onsite
Interview formats
Behavioral Technical

The interview was pretty easy and relaxed. They asked laid-back questions. Having sales, marketing, or management experience would be helpful for most of the questions. If you have experience in mortgages and banking, transferring your career into this field will be much easier.

Confirmed questions1 question
  • How would you describe your leadership style?
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Loan Officer

Sales · more than a year ago

Mid Average Neutral experience Accept offer 2 rounds
Interview process
Phone screen Panel
Interview formats
Behavioral Technical

It was a 2 step interview process. First a phone screen, then a panel interview. They did change this rapidly though as the market adjusted. They usually asked questions about loan experience, checking for experience and ability to sell.

Confirmed questions2 questions
  • Can you tell me about your monthly loan sales volume and your lead sources?
  • What are your typical monthly loan sales figures and how do you source those deals?
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Operations Analyst

Operations · more than a year ago

Entry Average Negative experience Accept offer 2 rounds
Interview process
Recruiter call Phone screen Offer Background check
Interview formats
Behavioral Technical

I had a quick screening call, followed by an hour-long Zoom with the hiring manager. It was mostly standard interview questions about my strengths, weaknesses, and past experiences. I got a job offer in early August and accepted it with a mid-September start date. After signing, I had trouble getting info from the recruiter about my start date and was told they didn't have one yet. When I followed up in mid-September, I found out my position wouldn't start until January. The lack of communication was really disappointing. Plans can change, but I felt completely in the dark until I asked for updates. It made me feel unimportant and disposable. I'd caution others to be careful planning around an offer from Lower.

Confirmed questions1 question
  • Can you share an instance where you set a goal and successfully accomplished it?

Lower Interview Questions

Quoted word for word from Lower interview reports.

What's the key difference in selling over the phone compared to selling in person?

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How would you respond if a borrower was offered a lower interest rate by someone else?

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What are your typical monthly loan sales figures and how do you source those deals?

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What is your outlook: Pessimistic, Neutral, or Optimistic?

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Can you tell me about your monthly loan sales volume and your lead sources?

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Are there any questions that feel more like a discussion than an interrogation?

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Formats, difficulty and experience

Across all 52 Lower interview reports.

Interview formats

Behavioral 52.6%
Presentation 25.8%
Technical 11.3%
Group 5.2%
Other 4.1%

Interview difficulty

Easy 32.7%
Average 51.9%
Difficult 15.4%

Candidate experience

Positive 84.6%
Negative 5.8%
Neutral 9.6%

Reports by job function

Sales 45
Finance 2
Engineering 2
Operations 2
Marketing 1