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LCL Interview Questions
& Process

Real candidates share what happened, how many rounds they had,
and how the experience turned out.

Based on 155 interview experiences · FREE TO READ

2.6 Rounds average
Average Typical difficulty
65.2% Positive experience

Which role are you interviewing for?

26 roles · 155 reports

Candidate interview experiences

First-hand accounts from people who interviewed at LCL.

Showing 4 of 155
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LCL

IT Consultant

Consulting · nearly a year ago

Mid Average Negative experience No offer 2 rounds
Interview process
Recruiter call Phone screen
Interview formats
Behavioral Technical

Interviewed with an ESN for a mission with this client but total disappointment and frustration because the client blacklists candidates based on gossip without listening to the consultant. It's sad and unfortunate not to form one's own opinion about the candidate by giving them a chance. The worst part is to urge companies not to hire them. It's unfair and inhumane. How can the French state, a country supposed to be of human rights, allow such actions 😔 LCL VILLEJUIF is a company to avoid and flee absolutely.

Confirmed questions1 question
  • Tell me about your experience in Data Analysis.
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LCL

Trader

Finance · a year ago

Entry Difficult Neutral experience No offer 2 rounds
Interview process
Recruiter call Phone screen Technical screen
Interview formats
Technical Case

First, a quick phone chat. Then, I met with two market directors for another interview. It's pretty tough for someone fresh out of school because they ask about structured products and methods not often seen in real-world markets, making concrete interpretation difficult. They don't waste time; if they see you can't answer, they move on quickly.

Confirmed questions3 questions
  • Regarding Eur3M +0.5, if I'm a client with a capped variable rate loan and a floor, am I at an advantage?
  • Could you explain delta hedging?
  • Describe the process of selling an ABF with a dollar buyer.
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LCL

Bank Advisor

Sales · a year ago

Mid Average Positive experience Accept offer 3 rounds
Interview process
Recruiter call Phone screen Onsite
Interview formats
Behavioral Technical

First round was a typical phone call where they talked about my background, LCL, and the role. Second round was a video call with an HR person, which was more in-depth. They went over my background and LCL in detail, asking about my past experiences, knowledge of the job, and why I'm interested. Third round was in person with the branch manager, similar to the HR interview but with more details about the business side.

Confirmed questions1 question
  • What do you think a typical day looks like for a customer advisor?
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LCL

Credit Risk Analyst

Analytics · more than a year ago

Entry Average Positive experience Decline offer 2 rounds
Interview process
Recruiter call Background check Offer
Interview formats
Behavioral

During my recent interview at LCL for the Credit Analyst position, I had a really positive and enriching experience. From the moment I arrived, the HR team gave me a warm welcome. Their friendliness and professionalism immediately put me at ease, making for a constructive interview. The LCL recruitment team took the time to explain the company culture, values, and mission. They also clarified the expectations for the Credit Analyst role, emphasizing its importance in the bank's financial risk management. The interview flowed smoothly, with relevant questions about my professional background, technical skills, and credit analysis knowledge. I was encouraged to share real-life examples from my financial experience, which led to a deeper discussion and highlighted my decision-making abilities in credit matters. I was particularly struck by their focus on my future outlook and adaptability to the banking industry's changes. LCL seems genuinely invested in employee development, valuing innovation and adaptability. The interview concluded with an open discussion about the next recruitment steps, leaving a positive impression of the company's transparency and communication. Overall, my interview at LCL for the Credit Analyst position was very satisfactory. I was impressed by the company's commitment to its employees, its welcoming work environment, and its emphasis on credit analysis expertise. I eagerly await the next steps and the chance to contribute to LCL's success as a Credit Analyst.

Confirmed questions3 questions
  • What insights did you gain from your previous role?
  • Could you provide specific instances from your financial background?
  • How do you envision the future and your capacity to adjust to changes in the banking industry?

LCL Interview Questions

Quoted word for word from LCL interview reports.

Regarding Eur3M +0.5, if I'm a client with a capped variable rate loan and a floor, am I at an advantage?

Read reports

How would you advise a childless household with €100,000 to invest?

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What is the significance of Working Capital Requirement in credit analysis?

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A client calls to say they're running late for their appointment with you. The issue is, your schedule is full, and you have other clients after them who will be on time. What do you do?

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In your opinion, what is the most crucial element in a company's financial analysis (balance sheet, income statement, etc.)?

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Formats, difficulty and experience

Across all 155 LCL interview reports.

Interview formats

Behavioral 49.2%
Technical 35.1%
Other 6.6%
Presentation 5.9%
Case 1.6%

Interview difficulty

Easy 38.1%
Average 55.5%
Difficult 6.5%

Candidate experience

Neutral 17.4%
Positive 65.2%
Negative 17.4%

Reports by job function

Sales 83
Finance 28
Other 12
Analytics 11
Operations 7
Engineering 5