ICICI Bank It Manager Interview Questions
& Process
Real candidates share what happened, how many rounds they had,
and how the experience turned out.
Based on 111 interview experiences · FREE TO READ
Candidate interview experiences
First-hand accounts from people who interviewed at ICICI Bank.
ICICI Bank
Credit Manager
Mid Average Positive experience Decline offer 1 round
Interview process
Recruiter call
Interview formats
Behavioral Technical
They asked behavioral questions, about my interests, and also about my current role, family background, and situations. They asked about my current work profile, why I want to switch, and my preferred job locations. Also asked about my education background and what I did after my bachelor's and why I chose the banking industry.
Confirmed questions8 questions
- Could you introduce yourself, and then we'll ask some follow-up questions based on your current profile?
- What are your interests?
- Can you describe your current role?
ICICI Bank
Credit Manager
Senior Easy Positive experience Decline offer 2 rounds
Interview process
Recruiter call Technical screen
Interview formats
Technical Behavioral
It was a simple and easy process, overall a convenient experience. The HR was supportive, and the interview focused mainly on general financial ratios. It was an okay experience, though I did have to wait in the lobby for longer than I expected.
Confirmed questions1 question
- Can you explain the difference between working capital assessment and a term loan?
ICICI Bank
Credit Manager
Entry Average Negative experience No offer 3 rounds
Interview process
Recruiter call Technical screen Onsite
Interview formats
Behavioral Technical
I went through the interview process and answered all the questions. Unfortunately, I wasn't selected due to a location issue. The interview level wasn't too difficult. If you're a fresher, they won't ask very in-depth questions. So, if you're thorough with the basic questions, you should be able to crack it easily.
Confirmed questions1 question
- How would a credit manager assess a borrower's creditworthiness?
ICICI Bank It Manager Interview Questions
Quoted word for word from ICICI Bank interview reports.
“What's the difference between a cash flow statement and a fund flow statement?”
Read reports →“What is the Current Ratio, what is its ideal value, and what does it indicate?”
Read reports →“What are the key financial ratios you analyze when considering a loan application?”
Read reports →“What documents would you check when approving a 20 crore loan for a gold company?”
Read reports →“Can you explain the difference between working capital assessment and a term loan?”
Read report →“Can you describe the current ratio and the debt service coverage ratio, and what are their ideal values?”
Read report →“Can you explain the distinction between an LLP and a Private Limited Company?”
Read report →“Can you discuss the key financial ratios that are important to examine when conducting a credit appraisal?”
Read report →“When a client approaches for a loan, which financial ratios would you analyze?”
Read report →Formats, difficulty and experience
Across all 111 ICICI Bank interview reports.