Citi Finance Analyst Interview Questions
& Process
Real candidates share what happened, how many rounds they had,
and how the experience turned out.
Based on 60 interview experiences · FREE TO READ
Candidate interview experiences
First-hand accounts from people who interviewed at Citi.
Citi
Corporate Banking Analyst
Entry Difficult Neutral experience No offer 2 rounds
Interview process
Recruiter call Phone screen Technical screen Onsite
Interview formats
Technical Behavioral
This was an annoying interview process where they asked 80% technical questions about capital allocation theory. They only asked me one question about my background and myself. Both interviewers were smug and distant. Show me some love.
Confirmed questions1 question
- What are the differences between dividends, share repurchases, and capital expenditures?
Citi
Corporate Banking Analyst
Intern Difficult Positive experience Accept offer 2 rounds
Interview process
Onsite Recruiter call Technical screen Background check
Interview formats
Technical Behavioral
The interview process started with an in-person round, then moved to a virtual Superday that included both technical and behavioral questions. It was a pretty straightforward process, and they laid out the steps at the beginning. The recruiter was also very helpful and quick to answer any questions.
Confirmed questions1 question
- Given two companies, one with 2x leverage, x cash flow, and x EBITDA, and another with 4x leverage and different cash flow and EBITDA, how would you assess the risk of working with either as a client?
Citi
Corporate Banking Analyst
Entry Average Positive experience No offer 2 rounds
Interview process
Recruiter call Technical screen Technical screen
Interview formats
Behavioral Technical Case
I applied in November and heard back in late March. I had 2 interviews, back to back, both 1-to-1 with the aviation team corporate banking. The first interview was general competency: walk me through your CV, why Citi and not another bank? and why corporate banking? and tell me about a time when you used both qualitative and quantitive analysis. The second interview was technical: how would you increase the profit margins of a restaurant? how would you assess credit worthiness? One of my answers was looking at liquidity and solvency ratios and he asked me to name all 3 liquidity ratios. How would you rate the creditworthiness of these industries from very risky to very little risk (aviation, freights, technology etc). He was gearing to ask me a question about FCF but seeing that I did not know it, he skipped question.
Confirmed questions3 questions
- Could you list the three liquidity ratios?
- Can you tell me about the 3 liquidity ratios?
- Name all 3 liquidity ratios.
Citi Finance Analyst Interview Questions
Quoted word for word from Citi interview reports.
“What is the formula for calculating Free Cash Flow to Equity (FCFE)?”
Read reports →“If you borrow $50 million and use it to buy equipment worth $50 million, how does that impact the balance sheet in year 0 and year 1?”
Read reports →“What is the difference in valuation between upstream and mid/downstream Oil and Gas companies?”
Read reports →“What are the five C's used to determine a company's creditworthiness?”
Read reports →“Can you explain how a borrower-company's financial statement would change after it secures $XM in senior long-term debt, and what impact this would have on its capital structure?”
Read report →“Can you explain the relationship between the income statement, balance sheet, and cash flow statement?”
Read report →“Can you explain the three financial statements and identify the most crucial one?”
Read report →“Can you discuss the advantages and disadvantages of using debt versus equity for financing?”
Read report →“Can you explain the interconnections between the three main financial statements?”
Read report →Formats, difficulty and experience
Across all 60 Citi interview reports.